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Glossary > R > "Rate lock" Definition

Rate lock

An agreement between the mortgage banker and the loan applicant guaranteeing a specified interest rate for a designated period, usually 60 days.

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Rate lock - An agreement between the mortgage banker and the loan applicant guaranteeing a specified interest rate for a designated period, usually 60 days.

Rate lock : an agreement between the mortgage banker and the loan applicant guaranteeing a specified interest rate for a designated period, usually 60 days.